Illinois foreclosure

The Illinois foreclosure process is usually judicial, meaning that a lawsuit is filed in the courts. A judicial foreclosure occurs as follows:

1. The lender must send you a notice of intent to foreclose. A copy is sent to any other person entitled to receive a copy.


2. At a minimum of 30 days later, the court will issue a judgment on the case.


3. If the court rules in the lender's favor, then the sale can be conducted with the terms specified in the notice.
4. The sheriff or any judge in the county can conduct the sale