Florida home foreclosure information

Welcome to the Florida home foreclosure information page. Florida uses a mortgage for the security instrument and uses the judicial foreclosure process. The judicial foreclosure process is inherently slower than the non-judicial, so there's more time to find a solution.

When you get a loan in Florida, you pledge your property as collateral for the loan by giving the lender a mortgage.

When you fall behind on the payments, this mortgage allows the lender to go after your house in a foreclosure proceeding in the court system. Because Florida uses the judicial process, lenders must take your case before a judge in order to foreclose on your loan.

It will probably be five to six months before the foreclosure proceeding is begun and will probably take 9 months to a year to complete.



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